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Motor Vehicle Legal Terms

The laws for motor vehicles vary from state to state. In general, laws assume that a vehicle was operated with the consent of the owner.

The mortality rates are influenced by laws that increase penalties that make revocation automatic or focus on social hosts. Mandatory education, alcohol treatment and interlock devices have minimal effects.

Legal Definitions

State laws govern motor vehicle legal terms. The federal definitions of national standards for fuel economy and licensing standards for commercial vehicle drivers are mostly administrative and do not apply when states determine their own registration classifications. These vehicle classifications determine whether a driver requires special licenses to operate certain types of vehicles.


These state laws define the terms "automobile," "light truck" and others. As an example light truck, it is any motor vehicle that has a manufacturer-rated carrying capacity less than 7,500 pounds. This excludes panel delivery vehicles and pickup trucks. This includes any vehicle or combination of vehicles that is designed to transport people or property within its own structure. This includes manufactured homes and trailers.

A wheel chair conveyance is a device equipped with wheels. It is typically used by those who because of physical impairment cannot move about as pedestrians. A moped is a vehicle with no more than three wheels on the ground and that travels at maximum speed of 35 miles per hour.

A pedicab vehicle is one that is driven by a driver who is sitting on it. The owner of the vehicle is the person who owns the legal title.

Traffic Laws

Typically, every state has its own set of motor vehicle law that cover everything from the registration process to insurance requirements. The statutes also cover the kinds of vehicles that are covered by law. While certain laws are fairly similar between states, others are quite different. For instance there are laws that limit the number of persons you can carry in the pedicab. There are also laws that prohibit reckless driving on certain kinds of roadways, such as parking lots.

A person who operates a motor vehicle in contravention of these laws could be penalized and liable for fines for doing so. The penalties can vary from having your driver's licence suspended to having to attend an traffic school.

The law that governs speed limits on roads is among the most important laws that a state has. In New York, for example it is stated that the speed limit for commercial vehicle is the same as that of an automobile.

It also defines a "motor vehicle" as any carriage or other device that is propelled mechanically and is used on roads to transport people or property or for other commercial uses. The law does not include trailers, coaches and semitrailers, all terrain and snowmobiles, motorized mobility assist devices used by disabled people as well as self-propelled corn and hay harvesting machines.

Insurance

A motor vehicle insurance policy is an agreement between the insured and the insurer that provides insurance against financial loss on account of the risk of bodily injury or property damage to a third party that arises from the ownership operating, maintenance, or the use of a covered automobile. It can also protect against physical damage to the vehicle. It must mention the address and name of the insured named as well as the coverage provided by the policy, as well as the premium payable, the duration of effectivity and the limits of liability. It must also include an agreement or endorsement stating that the insurance provided is in accordance with the coverage specified as to bodily injury and death, as well as property damage.

The language used in a motor vehicle policy can be confusing for the average person. motor vehicle accident attorneys escondido suggest that individuals read the policy sample to fully be aware of the terms. One of the biggest areas of confusion is the definition of the term "motor vehicle." The phrase appears frequently in statutes governing registration of vehicles as well as financial responsibility laws.

Examples of coverage under the motor vehicle policy are commercial auto insurance for vehicles used for business, commercial establishments, jobs, or other activities that are conducted for profit; automobile liability insurance which includes PIP and MP; and underinsured and uninsured motorist coverage (UM/UIM). Many states require drivers to have this kind of insurance.

Permissive Use

If you are not the named insured or a family member drives your vehicle and is involved in getting into an accident, it is crucial to know the insurance coverage that is available in these circumstances. This is known as permissive usage. The specific terms of your insurance policy may vary, but most large insurance companies offer this type of coverage.

It is important to remember that you are liable for any damage caused by a driver with your permission. Permission may be expressed or implied, and does not usually require a written document.

In determining if there is implied consent, courts take into consideration the relationship between the parties, their prior behavior and the use of the vehicle and the circumstances surrounding a particular driving event. A court will also look at if any restrictions were placed on the scope of permissive use. It will also consider if an unintentional deviation from the duration, location and limitations of the original permission would violate these restrictions.

Be aware that adding an additional driver to your insurance policy will increase your premium, because the vehicle becomes more risky to insure. It is therefore important to consider your options carefully prior to lending your car to anyone else. Contact Jerry for a no-cost insurance quote and discuss your policy's terms.